Standard Chartered Bank Nigeria Recruitment – The bank attract talented individuals. Not only can they give you the benefit of their experience, they also reveal a closer, more personal look at the wide range of global opportunities offered.
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Standard Chartered Bank Recruitment
Standard Chartered Bank is recruiting to fill the position below:
Job Title: Credit Analyst
Job ID: 2200023090
Location: Nigeria
Schedule: Full-time
Job: Institutional Banking
Employee Status: Permanent
Job Summary
- To provide insightful, relevant, succinct and timely credit analysis of a portfolio of SCB’s clients (current or prospective).
Responsibilities
Strategy:
- This includes responsibility for proposing counterparty credit grades via the relevant scorecard, and ongoing monitoring for credit-material events. While the portfolio will be industry / geography specific in focus, the role extends to analysing other clients as may from time to time be required
- Insightful: Attuned to the needs of two audiences – Client Coverage and Risk – the analysis should provide a forward-looking, focused opinion on the likely development of both business and financial risk elements in their industry / geographic context together with a calibrated articulation of key risks and potential mitigants thereto.
- Critical review of Environment and Social Risk Assessments, Appropriateness and Suitability Assessments (FM Products);
Business:
- To partner the team’s two key stakeholder communities, Client Coverage and Risk, supporting the former in developing and executing their client strategies and both in respect of credit analysis-relevant matters.
Processes:
- Timely drafting of credit analysis as directed by the relevant Team Leader. Such analysis should be Insightful, Relevant and Succinct (see Strategy) and include the following, inter alia:
- Discussion of the dynamics and nature of the Client’s industry, including key risk aspects;
- Assessment of the Client’s competitive positioning within its industry;
- Discussion of management strength, experience and track record and corporate governance more broadly;
- Articulation of the Client’s strategy and an assessment of its clarity and associated execution risks;
- Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity;
- Development of a current / forward year base forecast performance expectation;
- Assessment of balance sheet strength, alongside cashflow and profitability vulnerability, via ratio analysis and/or stress testing;
- Discussion of other pertinent risk aspects, including country risk, parental and/or governmental linkage/support, relative ranking of indebtedness, Fraud risk;
- Documentation support on credit aspects and working with IMO on BCA reworks;
SEE ALSO- Credit Administrator Recruitment at United Bank for Africa Plc (UBA)
People & Talent:
- Support CA Team Leaders and others in the team on ad hoc projects, strategic initiatives and exercises aimed at improving or enhancing the team’s activities
- Continually strive to share key relevant knowledge and learnings with others across the team
- Provide credit specific coaching to newer or less experienced members of the team
Key Stakeholders:
Internal Relationships:
- GAMs, RAMs, FAMs
- Risk
- Product partners
- CDD, where relevant
- Legal, Audit and Compliance, where relevant
- Physical Commodity Operations, where relevant
External Relationships:
- Clients
- Rating Agencies
- Market Data Services providers
- Qualifications
Educational Qualifications and Requirements
- Graduates / Graduate calibre
- Sound knowledge of accounting and financial principles gained by experience or qualification
- MBA or CFA qualifications advantageous, but not required
Experience & Skills:
- Minimum of (Grade dependent) years’ relevant experience gained either in banking, treasury or accounting environment
- Able to hold credible dialogue at all levels of the organisation, as well as with clients
- Well organized, able to multi-task and balance competing demands.
- Strong analytical ability, focused on the assessment and calibration of credit risk
- Strong verbal and written communication skills (in English), with proven ability to work across cultures and within a dynamic environment
Key Requirements:
- Analytical strength – to spot emerging risks, in particular forward looking industry trends.
- Gravitas – to engage with Relationship Managers and Clients alike, have the ability to challenge in a constructive manner.
- Collaborative – to work in partnership with stakeholders to ‘get things done’, fulfilling the Job Purpose
How to Apply for Standard Chartered Bank Recruitment
All interested and qualified candidates should: Click here to apply
Application Deadline 8th September, 2022 (11:59:00 PM)
RECOMMENDED- Orange Group Limited Graduate Management Trainee Recruitment 2022
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